Affordably finance your next vehicle
With multiple loan options to give you low monthly payments and flexible terms, buying a new or used vehicles is more possible than ever.
Today's Auto Loan rates
View rates36 months
As low as 5.24 % APR
Affordable Payments
You can choose between a number of loans with different terms and rate options so you can select the payment plan that fits your budget.
Easy application
Thanks to our quick and easy online application, you can apply when and where it is the most convenient for you.
Fast Approval
Never miss an opportunity to buy your dream vehicle. Heartland's quick application review and process help you complete your purchase sooner.
Guaranteed Asset Protection (GAP)
You can add extra coverage to protect you financially in the instance of a vehicle theft or major accident, often at a lower cost than what is offered at dealers or other institutions.
Learn More
Mechanical Repair Coverage (MRC)
You can add affordable coverage to help off-set the costs of mechanical breakdown repairs. You'll likely pay less than what other places charge for the same protection.
Learn More
Rate Comparison
Based in Madison, WI, Data Trac helps you compare the best rates available for new or used vehicle loans helping you save time and money during the shopping process.
Have a question?
Come meet our amazing team. We can help you with vehicle loans, personal loans, and home equity loans.
Estimate your monthly payment
Let's see what your monthly payment could be.
Monthly Payment
Save more of your hard-earned money
We work hard to offer lower rates and longer terms so you have a more affordable monthly payment, making the car-buying experience more budget-friendly.
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1
Complete an application
Apply online or in-person at any branch location for the loan amount you want for your vehicle purchase.
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2
Get approved
We will review your application and quickly inform you of your approval status.
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3
Purchase your vehicle.
Once approved, use your loan funds to purchase a new or used vehicle, and then manage your loan payments directly through digital banking.
Get approved and start shopping for a car today.
With our easy application process and competitive rates, flexible terms, protective options, and experienced team, you can be driving a newly purchased vehicle in no time.
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| Term | APR* |
|---|---|
|
36 months |
3.00% |
|
48 months |
3.50% |
|
60 months |
4.00% |
|
72 months |
4.50% |
Rates effective as of: November 9, 2024
APR = Annual Percentage Rate
All features
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Rates effective as of: November 9, 2024
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